Privacy Policy mbi981 —
Your Data, Our Responsibility

In operating the mbi981 platform, we collect several categories of information from players for various purposes. Here are the types of data we collect:

Information you provide directly:

• Full name, date of birth, and gender upon registration.
• Email address and mobile number for account verification.
• Bank or e-wallet details for deposit and withdrawal purposes.
• Identity documents (national ID, passport) for the KYC process.
• Proof of address such as a utility bill or bank statement for further verification.

Information collected automatically:

• IP address and device information (device type, operating system, browser).
• Platform usage data — pages visited, games played, session duration.
• Transaction logs including date, time, amount, and payment method.
• Location data derived from your IP address.
• Cookies and similar tracking technologies to enhance the user experience.

Mbi981 does not sell or rent your personal data to any party. However, in certain circumstances we may need to share information with specific parties to ensure the platform operates properly:

All third parties we work with are bound by strict data protection agreements and are required to handle your data in accordance with our privacy standards.

Mbi981 retains your personal data for as long as your account is active or as long as necessary to fulfil the purposes stated in this privacy policy. Our data retention periods are as follows:

• Active account data: Retained for as long as your account is active on the mbi981 platform.
• Financial transaction data: Retained for a minimum of 7 years in accordance with Malaysian financial law requirements.
• KYC Records: Retained for 5 years after account closure in accordance with anti-money laundering requirements.
• Support communication logs: Retained for 3 years for reference and dispute resolution purposes.
• Usage data and logs: Retained for 2 years for security and analytics purposes.

Once the retention period expires, your data will be securely deleted or anonymised in accordance with our data disposal procedures. In cases where the law requires longer retention, data will be kept in line with those requirements.

Under Malaysia's Personal Data Protection Act (PDPA) 2010 and our privacy policy, you have the following rights regarding your personal data:

• Right to Access: You can request a copy of the personal data we hold about you.
• Right to Rectification: If your data is inaccurate or outdated, you have the right to request a correction.
• Right to Erasure: Under certain circumstances, you can request deletion of your personal data.
• Right to Restriction of Processing: You can request that we limit how we use your data under certain circumstances.
• Right to Object: You can object to the processing of your data for direct marketing purposes at any time.
• Right to Data Portability: You can request your data in a machine-readable format for transfer to another platform.

To exercise any of these rights, contact the mbi981 support team via live chat. We will process your request within 30 days of receipt. In complex cases, this period may be extended to up to 60 days with prior notice to you.

Mbi981 reserves the right to update or amend this privacy policy from time to time to reflect changes in our practices, new legal requirements, or improvements in how we protect your data.

When a significant change occurs, we will:

• Displaying a clear notice on the mbi981 platform homepage for a minimum of 30 days.
• Sending notifications via email or in-platform alerts to all registered players.
• Updating the "Last updated" date at the top of this document.

Continued use of the mbi981 platform after the effective date of any changes constitutes your acceptance of the updated privacy policy. If you do not agree with the changes made, please discontinue use of the platform and contact us to close your account.